SBI SCO Trade Finance Officer (MMGS-II) Recruitment 2026 — 100 Posts

🔥 At a Glance: SBI SCO Trade Finance Officer 2026

• Total Vacancies: 100 (88 Regular + 12 Backlog)
• Post Name: Trade Finance Officer (MMGS-II)
• Qualification: Graduation + IIBF Forex Certification + 2 Years Experience
• Salary (Pay Scale): ₹ 64,820 – ₹ 93,960 (MMGS-II) + Allowances
• Application Start Date: 13 May 2026
• Last Date to Apply: 02 June 2026
• Jump to Direct Apply Link ↓

SBI SCO Trade Finance Officer 2026 Recruitment Overview

The State Bank of India (SBI), through its Central Recruitment & Promotion Department (CRPD), has officially released the recruitment notification for Specialist Cadre Officers (SCO) — Trade Finance Officer (MMGS-II) on a regular basis. The advertisement number for this recruitment is CRPD/SCO/2026-27/05, released on 13 May 2026.

This is a fantastic opportunity for banking professionals with hands-on experience in Trade Finance and Forex operations to secure a prestigious Bank Government Job at one of India's largest and most reputed public sector banks. With 100 total vacancies across reserved and unreserved categories, eligible candidates must apply online before the closing date of 02 June 2026.

Read every detail of this post carefully — including eligibility, experience requirements, pay scale, and the step-by-step application guide — before visiting the official SBI careers portal.

Organization	State Bank of India (SBI) — CRPD, Mumbai
Advertisement No.	CRPD/SCO/2026-27/05
Post Name	Trade Finance Officer (MMGS-II)
Cadre Type	Specialist Cadre Officer (Regular Basis)
Grade / Scale	Middle Management Grade Scale – II (MMGS-II)
Total Vacancies	100 (88 Regular + 12 Backlog)
Suggested Place of Posting	Hyderabad & Kolkata (Indicative Only)
Apply Mode	Online Only
Notification Released On	13 May 2026
Official Website	sbi.bank.in

⚠️ Key Points to Remember:

• This is a Specialist Cadre post — there is NO provision for conversion into General cadre.
• Teaching & Training experience will NOT be counted for eligibility.
• Application window is very short: 13 May 2026 to 02 June 2026. Apply early!
• Candidates with defaulted loan/credit card repayments (CIBIL issues) are NOT eligible.

📅 SBI SCO 2026 Important Dates

Crucial Events	Important Dates
Official Notification Released	13 May 2026
Online Registration Starts	13 May 2026
Last Date to Apply Online & Pay Fees	02 June 2026
Age / Eligibility Cut-off Date	30 April 2026
Call Letter for Interview	Sent via Email / Uploaded on Bank's Website
Interview Date	To Be Announced by SBI

💳 Application Fee Details

• General / EWS / OBC Candidates: ₹ 750/- (Rupees Seven Hundred Fifty only)
• SC / ST / PwBD Candidates: ₹ 0/- (Nil — No Fees)
• Payment Mode: Online via Debit Card / Credit Card / Internet Banking. Transaction charges, if any, will be borne by the candidate.
• Note: Application fee once paid is non-refundable under any circumstances.

⏳ Age Limit (As on 30 April 2026)

The age limit for the Trade Finance Officer post is calculated as on the cut-off date of 30 April 2026.

• Minimum Age: 23 Years
• Maximum Age: 32 Years (for Unreserved / General category)

Age Relaxation as per Government of India guidelines:

Category	Age Relaxation
Other Backward Classes (OBC) — Non-Creamy Layer	3 Years
Scheduled Castes (SC) / Scheduled Tribes (ST)	5 Years
Persons with Benchmark Disabilities (PwBD) — UR / EWS	10 Years
Persons with Benchmark Disabilities (PwBD) — OBC	13 Years
Persons with Benchmark Disabilities (PwBD) — SC / ST	15 Years

Note: Cumulative age relaxation will NOT be available. Candidates must submit age relaxation certificates at the time of interview if shortlisted.

📊 SBI SCO 2026 — Category-wise Vacancy Details

Post Name	Type	SC	ST	OBC	EWS	UR	Total
Trade Finance Officer (MMGS-II)	Regular	14	6	22	8	38	88
	Backlog	—	12	—	—	—	12
	Total	14	18	22	8	38	100

PwBD (Horizontal Vacancies — included in above totals): VI: 3 | HI: 4 | LD: 3 | d&e (Specific Learning Disability, Mental Illness, Autism, Multiple Disabilities): 3

🎓 Eligibility Criteria — Qualification & Experience

B.1 Basic Educational Qualification (As on 30 April 2026)

Type	Requirement
Mandatory	Graduate (any discipline) from a Government-recognized University or Institution AND Certification in Forex Operations from IIBF (Certificate must be dated on or before 30 April 2026)
Preferred (Added Advantage)	Certificate for Documentary Credit Specialists (CDCS) / Certificate in Trade Finance / Certificate in International Banking — all dated on or before 30 April 2026

B.2 Post-Qualification Work Experience (As on 30 April 2026)

• Mandatory: Minimum 2 years' post-graduation experience in Trade Finance processing in a Supervisory / Official role in any Scheduled Commercial Bank.
• Teaching & Training experience will NOT be counted.
• The experience certificate from the employer must specifically mention Trade Finance processing experience.

B.3 Specific Skills Required

• Outstanding communication skills
• Strong presentation skills
• Excellent processing and documentation skills

💰 SBI Trade Finance Officer Salary & Pay Scale 2026

The selected candidates will be placed in the Middle Management Grade Scale – II (MMGS-II) with the following pay structure:

Grade / Scale	Pay Scale	Probation Period
MMGS-II (Middle Management Grade Scale – II)	₹ 64,820 – 2340/1 – 67,160 – 2680/10 – 93,960	6 Months

Additional Allowances & Benefits (as per rules in force):

• Dearness Allowance (DA)
• House Rent Allowance (HRA)
• City Compensatory Allowance (CCA)
• Provident Fund (PF)
• Contributory Pension Fund (NPS)
• Leave Fare Concession (LFC)
• Medical Facility
• Other perquisites as per Bank rules

🏦 Job Profile & Key Responsibility Areas

The Trade Finance Officer (MMGS-II) will primarily work in centralized processing operations related to Trade Finance and Forex. The key responsibilities include:

Area	Details
Trade Finance Document Scrutiny	Scrutiny of Letters of Credit, Collections, Bank Guarantees etc. for compliance as per Bank / RBI / ICC / FEDAI / other regulatory guidelines. Support and guide junior staff and customers.
Processing of Transactions	Processing of Trade Finance and Forex transactions at centralized locations on behalf of all branches within benchmarked Turnaround Time (TAT).
Reconciliation	Reconciliation of Trade Finance and Forex entries in Bank's Trade Finance, Forex, CBS systems, and IDPMS / EDPMS.
Compliance & Audit	Ensure adherence to all regulatory / Bank / ICC / FEDAI guidelines. Timely submission and compliance of all Audit Reports.
Process Improvement	Participation in RCSA, BCOR, process reviews, and training activities.
Other Duties	Any other activity as directed by Team Leaders and Department / Branch Heads based on operational requirements.

Note: This is an indicative list. Additional roles and KRAs may be assigned by the Bank as needed.

⚙️ Selection Process

The selection for SBI Trade Finance Officer 2026 will be conducted in the following stages:

1. Shortlisting: Based on eligibility, qualifications, and experience as per the shortlisting parameters decided by the Bank's committee. Merely fulfilling minimum eligibility does not guarantee a call for interview.
2. Interview: The interview carries 100 marks. Qualifying marks will be decided by the Bank. The merit list will be prepared in descending order of marks scored in the interview.
3. Tie-breaking: If two or more candidates score equal marks at the cut-off, they will be ranked by age in descending order.
4. Document Verification & Medical Examination: Selected candidates must clear document verification and a medical fitness test as per Bank requirements.

⚠️ Important for Govt. Employees: Candidates serving in Govt. / Quasi Govt. / PSU / Nationalized Banks must submit a No Objection Certificate (NOC) from their current employer at the time of interview. Failure to do so will result in rejection of candidature.

📋 Documents Required for Upload (at the time of Online Application)

1. Recent Passport-Size Photograph (JPEG, 20 KB – 50 KB, 200x230 pixels)
2. Signature on white paper with black ink (JPEG, 10 KB – 20 KB, 140x60 pixels)
3. Detailed Resume (PDF)
4. Government-issued ID Proof (PDF)
5. Date of Birth Proof (PDF)
6. Caste Certificate (if applicable — SC / ST / OBC) (PDF)
7. PwBD Certificate (if applicable) (PDF)
8. Graduation / Degree Certificate (PDF)
9. Mandatory IIBF Forex Operations Certification (PDF)
10. Experience Certificates from all relevant employers (PDF)
11. Preferred certifications if any — CDCS / Trade Finance / International Banking (PDF)
12. Biodata Form — duly filled, signed, scanned (PDF — format available on SBI's careers page under Ad. No. CRPD/SCO/2026-27/05)
13. Form-16 / Offer Letter / Latest Salary Slip from current employer (PDF)
14. No Objection Certificate (NOC) from present employer — mandatory if working in Govt. / PSU / Nationalized Bank (PDF)
15. Mandatory Undertaking (PDF — format available on SBI careers page against Adv. No. CRPD/SCO/2026-27/05)

Maximum file size for each document: 500 KB. All documents must be in PDF format (except photo and signature which must be JPEG).

💻 How to Apply for SBI SCO Trade Finance Officer 2026 Online

• Step 1: Visit the official SBI careers portal at sbi.bank.in/web/careers/current-openings.
• Step 2: Scroll down and click on Advertisement No. CRPD/SCO/2026-27/05.
• Step 3: Download and thoroughly read the official notification PDF.
• Step 4: Click on "Apply Online" / the Registration link.
• Step 5: Register yourself online. A provisional registration number and password will be generated — note these down.
• Step 6: Fill in all required details carefully. You can save the partially filled form and return up to 3 times to edit before final submission.
• Step 7: Upload all mandatory documents as per the prescribed format and size.
• Step 8: Pay the application fee (₹ 750 for General/EWS/OBC; Nil for SC/ST/PwBD) via Debit Card / Credit Card / Net Banking.
• Step 9: Review the complete application carefully. No corrections are allowed after final submission.
• Step 10: Submit the application and download/print the e-receipt and application form for future reference.

⚠️ Photo Upload Guidelines: Your photograph must be a recent passport-style colour photo (20–50 KB, 200x230 pixels) taken against a light/white background. Caps, hats, and dark glasses are NOT acceptable. Signature must be on white paper with black ink — CAPITAL LETTER signatures will be rejected. If the photo or signature is unclear in the uploaded application, it may be rejected outright.

🔗 Important Web Links

Apply Online — New Registration	Register Here
Apply Online — Existing Candidate Login	Login Here
Download Official Notification (PDF)	Download PDF
SBI Careers — Current Openings	Click Here
Post Query / Contact SBI	Contact Us
Official SBI Website	sbi.co.in

❓ Frequently Asked Questions (FAQs) — SBI SCO Trade Finance Officer 2026

Q1. What is the last date to apply for SBI SCO Trade Finance Officer 2026?

Ans: The last date to register online and pay the application fee is 02 June 2026. Candidates are advised to apply early to avoid last-minute technical issues.

Q2. How many total vacancies are there in SBI SCO 2026 for Trade Finance Officer?

Ans: There are a total of 100 vacancies — 88 Regular and 12 Backlog — across various categories (SC, ST, OBC, EWS, UR) including horizontal reservations for PwBD candidates.

Q3. What is the mandatory qualification for this post?

Ans: Candidates must have a Graduation degree (any discipline) from a recognized university along with a mandatory Certification in Forex Operations from IIBF (certificate dated on or before 30 April 2026). Additionally, a minimum of 2 years of post-qualification experience in Trade Finance processing in a Supervisory/Official role in any Scheduled Commercial Bank is mandatory.

Q4. Can a fresher or someone without banking experience apply?

Ans: No. This is a Specialist Cadre position that mandates minimum 2 years of post-graduation experience in Trade Finance in a Scheduled Commercial Bank. Freshers and those with teaching/training experience only are not eligible.

Q5. What is the salary for SBI Trade Finance Officer (MMGS-II)?

Ans: The pay scale is ₹ 64,820 – 2340/1 – 67,160 – 2680/10 – 93,960. In addition to the basic pay, officials receive DA, HRA, CCA, PF, NPS, LFC, Medical Facility, and other perquisites as per Bank rules.

Q6. Where will the selected candidates be posted?

Ans: The suggested place of posting is Hyderabad and Kolkata. However, this is indicative only — the Bank reserves the right to post selected candidates anywhere in India. Requests for transfer to a specific location other than Hyderabad/Kolkata will not be entertained.

Q7. Can this Specialist Cadre post be converted to General Cadre?

Ans: No. The Trade Finance Officer (MMGS-II) position will remain in the Specialist cadre permanently and has NO provision for conversion into the General cadre.

Q8. What is the application fee for SBI SCO 2026?

Ans: General / EWS / OBC candidates must pay ₹ 750/-. SC / ST / PwBD candidates are exempted (Nil fee). Fee once paid is non-refundable.

Q9. What is the selection process for SBI SCO Trade Finance Officer?

Ans: The selection process consists of (1) Shortlisting based on eligibility and experience, and (2) Interview carrying 100 marks. There is no written exam. The final merit list is prepared solely based on interview scores.

Q10. Are candidates with CIBIL default eligible for this post?

Ans: No. Candidates who have defaulted on loan repayments, credit card dues, or any other lending arrangement with Banks / NBFCs / Financial Institutions and have not regularized their outstanding before the date of the offer letter are not eligible for appointment.